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Credit and Financing Options

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Manage Your Synchrony Account

No Interest for 60 Months*

No deposit required on bedding purchases. 33% deposit required for furniture purchases. No Minimum Purchase requirement. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 60 Months. Ashley and clearance items excluded. Offer valid for a phone sale or in store, not usable in the shopping cart. Equal monthly payments required for 60 months.

Special Financing for 60 Months*

No Minimum Purchase requirement. 9.99% will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount with the addition of 9.99% and then divided by the number of months in the promo period and rounded up to the next whole dollar. Offer valid for a phone sale or in store, not usable in the shopping cart.

No Interest if paid in full within 24 Months*

No Minimum Purchase requirement. No deposit required thru Sun 4.28 6pm! Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 Months. Ashley and clearance items excluded. Offer valid for a phone sale or in store, not usable in the shopping cart. Equal monthly payments required for 24 months.

No Interest if paid in full within 18 Months*

No Minimum Purchase requirement. No deposit required thru Sun 4.28 6pm! Ashley items excluded. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. Equal monthly payments required for 18 months. Offer valid for a phone sale or in store, not usable in the shopping cart.

No Interest if paid in full within 12 Months**

No Minimum Purchase requirement. 10% deposit required for custom and non-stock merchandise. No deposit required for stock merchandise. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

No Interest if paid in full within 6 Months**

No Minimum Purchase requirement. 10% deposit required for custom and non-stock merchandise. No deposit required for stock merchandise. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum monthly payments required.